Rising Health Care Surge : Sitting back in blue jeans and wearing a heavy sports sweater in the emergency room of Emanuel Legacy Hospital, Angela Jones pushed and crossed her legs on the small table. When asked about health problems and how they affect her, Angela explained that there are some people who suffer from not having health insurance.
He explained that some of those who suffered the most were young people. Jones, who is still a student, expressed his love for youth because he was under his own age group.
Jones said, “The Oregon Health Plan should be open to more people under the age of 21. Private insurance shouldn’t be too expensive for young people.”
According to a national survey, the main reason people don’t have insurance is the high cost of health insurance coverage. Nonetheless, nearly a quarter (23 percent) of the uninsured reported significantly changing their way of life to pay for medical bills. Economists have found that an increase in health care costs correlates with a decrease in health insurance coverage.
Jones believes that some of the biggest challenges facing people across the country is getting affordable healthcare. “I’m going to open an Oregon Health Plan to a variety of people who don’t have insurance. It’s hard to get health insurance.”
Terri Heer, a registered nurse at a local hospital, claims that to improve America’s healthcare system, the key ingredient is “making sure that everyone [has] access.”
This includes cutting intangible expenses with so-called “health care needs”. Heer said, “First, we spend a lot of money serving people for preventable diseases. Some of the money spent can be used for other things.”
In the long term, if the country’s healthcare system undergoes significant changes, ordinary patients may not see improvement right away. “I want to say there will be a lot of change. I’m not a pessimist, but I don’t think there will be a change,” said Heer. Heer alluded to the fact that if more money was spent on people in the healthcare arena, he said it’s likely the changes needed would be clearer.
Whether health care is affordable or not is an issue that affects everyone. According to a recent study last year, health care spending in the United States was $2.3 trillion, and was projected to reach $3 trillion in 2011. In 2016, it was projected to reach $4.2 trillion. Although it is estimated that nearly 47 million Americans are uninsured, the US spends more on health care than any other country.
The tidal wave of healthcare stems from several factors that affect all of us. First, there is the intensity of care in the US health care system that has undergone dramatic changes when you consider that people are living longer and more chronic disease is involved.
Second, prescription drugs and technology have undergone significant changes. The fact that medicine is mainstream and technological advances have contributed to an increase in healthcare spending. Some analysts suggest that improvements in advanced technology and medicine are increasing health care spending. This increase is not only due to high-tech inventions, but also because consumer demand for these products has reached a peak.
Third, population aging. Since baby boomers have reached middle age, there is a tremendous need to care for them. This trend will continue as baby boomers will be eligible for more Medicare in 2011.
Lastly, there is the administrative cost factor. Some would argue that the private sector plays an important role in the rising costs of healthcare and the economic boost they generate in overhead costs. At the same time, 7 percent of health care costs are the result of administrative costs. This will cover both billing and marketing aspects.
Terra Lincoln is a woman who was found waiting in the emergency room at Providence Portland Medical Center. When asked about the increase in health care costs, he said, “If you don’t have medical coverage, it will cost too much money. If I leave the hospital now and I need to buy two (types of) medicines, I can’t afford it. ” Lincoln says that he is a member of the OHP, but he believes that there are still issues that need to be addressed.
Terra realized that in order to reduce medical expenses, he had to start with regular checkups. “Sometimes people of color wait until they are in pain before they do an examination,” he said.
A national survey shows that the main reason why people cannot afford health care is the soaring cost of health care coverage. In a recent Wall-Street Journal-NBC survey it was reported that 50% of the American public claim that their highest and most significant economic concern is health care. As a result, rising healthcare costs are the number one concern for Democratic voters.
Regarding the rising tide of healthcare, Kristin Venderbush, a Wisconsin native, and other emergency patients in Providence said, “I’m very worried about what’s happening to the working poor. They don’t have OHP. If you can’t advocate for yourself, you won’t get the health care you need… at every level.”
Harvard University researchers conducted a recent study that found that the average self-issued medical debt for the average consumer filing for bankruptcy is $12,000. The study notes that 68 percent of those who have filed for bankruptcy carry health insurance. Apparently, this bankruptcy was the result of medical expenses. It was also noted in this study that every 30 seconds someone files for bankruptcy after they have some kind of serious health problem.
Despite all the social and economic bureaucracy in the healthcare arena, several changes were made in Washington on January 28, 2008. In his State of the Union address, President Bush called on Congress to remove the unfair bias of the tax code against people who do not get health care from their employers. Millions of people will then have more options that were not previously available and health care will be more accessible to those who could not afford it.
As a result, the President believes that the Federal government can make health care more affordable and available to those who need it most. Several sources stated that the President not only wants health services to be available to the public, but also to patients and their private doctors so that they are also free to make choices.
One of the main goals of the health care agenda is to ensure that consumers not only have the freedom to make choices, but also enable them to make decisions that best suit their health care needs.
Kerry Weems, Acting Center Administrator for Medicare and Medicaid Services, oversees the State’s Children’s Health Insurance Program, also known as SCHIP. This is an important program because it pays for the health care of more than six and a half million children who come from homes that cannot afford adequate health insurance. These homes exceed the payout scale for the Medicaid program, and therefore cannot participate.
Over the ten-year span of SCHIP, the state has used this program to help families with low-income and uninsured children to sense their well-being in the healthcare arena. The Bush administration believes that states should do more to provide for the children who need it most and enable them to get insurance right away.
SCHIP was originally intended to protect children whose family incomes ranged from $20,650. This number will usually cover a family of four. According to sources, all states across the US have SCHIP programs and more than six million children are served.
Children and Health Care
What drives health care costs?
The fact that the US is facing increasing health care woes has led many to believe that the country’s current crisis is on a key path to indivisibility.